Is a loan secured by real property through the use of a mortgage note of the evidence and the existence of the loan and mortgage through grants which guarantees mortgage loan. However, the word mortgage alone, in daily use, and is often used to mean mortgage loans.
Word mortgage is French law meaning of the term "decade of death", and this means that the pledge ends (dies) when either is to fulfill the obligation or the taking of property through foreclosure]
A home buyer or obtain construction financing (loan) either to purchase or secure against the property of a financial institution, such as a bank or credit union, either directly or indirectly through intermediaries. Can the features of mortgage loans such as the size of the loan, the maturity of the loan and the interest rate and method of repayment of the loan, and other characteristics vary greatly.
In many jurisdictions, but not all (Bali, Indonesia being one exception, it is natural that is financing the purchase of homes by a mortgage loan. Some individuals have enough savings or liquid funds to enable them to buy the property outright. In countries where the demand for home ownership is highest, and put strong domestic markets.
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